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Town of Reading
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Board - committee - Commission - Council:
Retirement Board
Date: 2022-01-27
Time: 9:30 AM
RECEIVED
TOWN CLERK
READING, MA.
R -c
2022 APR -6 PM 1:47
Building: Reading Retirement Administration Location: Conference Room
Address: 2 Haven Street Unit 307 Session: Open Session
Purpose:
Attendees: Members - Present:
David Gentile
Sharon Angstrom
Joseph Coughlin
John Halsey
Members - Not Present:
Carol Roberts
Others Present:
Elaine Kelly
Version: Final
Minutes Respectfully Submitted By: Elaine Kelly
Topics of Discussion:
Page I 1
1929
MINUTES OF THE READING RETIREMENT BOARD MEETING
Thursday January 27, 2022
The Reading Retirement Board held a regular session meeting on January 27, 2022 remotely in The
Conference Room at 2 Haven Street, Unit 307, Reading, Massachusetts via Zoom.
The meeting was called to order at 9:30 A.M. by Chairman David Gentile with board members Sharon
Angstrom, Joseph Coughlin, John Halsey and Assistant Board Administrator Elaine Kelly. Carol
Roberts was unable to attend.
MINUTES
• Minutes from the November 24, 2021 regular session will be signed by all board members at a later
date, except Sharon Angstrom who was unable to attend.
• Minutes from the December 7, 2021 special session will be signed by all board members at a later
date.
• SHARON ANGSTROM moved to accept the minutes from the December 22, 2021 regular session.
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
The Board is concerned that the minutes, in general, do not reflect any discussions that the Board
may have had at the Board meetings. The Board suggests including any discussions that were
had, thus making it more helpful for anyone reading the minutes to have abetter sense of
questions that arose and decisions that were made, with regard to agenda items. The Assistant
Administrator will make that adjustment.
SHARON ANGSTROM moved to accept the minutes from the January 6, 2022 special session.
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
1930 -a
The Chairman would like to receive the previous month's minutes earlier than is currently being
provided to him, in advance of the next scheduled Board meeting. The Assistant Administrator
will make that adjustment.
APPROVAL OF NEW MEMBERS, RETIREMENTS. TRANSFERS. AND REFUNDS
• SHARON ANGSTROM moved to approve the following new members:
Guivenson Brizard Police Officer Date of hire —12/27/21 9%+ 2% Gr. 4
(Police) Date of membership — 07/08/19
Transfer from Barnstable
Mackenzie Irwin
Asst Director
Date of hire — 06/29/09
9%+2% Gr I
(School)
Community Ed
Date of membership — 01/03/22
Thomas Hopkins
Laborer
Date of hire — 01/10/22
9%+2% Gr.I
(DPW -Water)
Date of membership — 01/10/22
Michael Davis
Police Officer
Date of hire — 01/17/22
9%+2% Or.4
(Police)
Date of membership — 08/17/16
Transfer from State
Brian Sculley
Police Officer
Date of hire — 01/24/22
9%+2% Or.4
(Police)
Date of membership — 01 /24/22
Karl Granoth
Firefighter/
Date of hire - 01/24/22
9%+ 2% Gr. 4
(Fire)
Paramedic
Date of membership — 01 /24/22
Joseph Hubbard
Laborer
Date of hire — 01 /24/22
9%+ 2% Gr. I
(DPW -Highway)
Date of membership -01/24/22
SECONDED BY:
JOHN HALSEY
ROLL CALL VOTE:
SHARON ANGSTROM Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN Aye
DAVID GENTILE
Aye
VOTED:
(4-0-0) UNANIMOUS
Joseph Coughlin asked for clarification on the school employee being a member of this system. It
was explained; because he is not a teacher,
he is mandated to become a member of the Reading
Retirement System as opposed to Mass Teachers Retirement System.
1931 !1
• SHARON ANGSTROM moved to approve the final calculation for the following retirement
application:
Paul Galvin
System Integrator 04/05/22
(RMLD)
$ 42,627.64
Frank Falco
SECONDED BY:
JOHN HALSEY
ROLL CALL VOTE:
SHARON ANGSTROM
Aye
SHARON ANGSTROM Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE Aye
DAVID GENTILE
Aye
VOTED:
(4-0-0) UNANIMOUS
21 yrs, 7 mths Option C
• SHARON ANGSTROM moved to approve the following transfer of funds to other systems:
Kerry Meisinger To Essex Regional Ret Board $92.30 Interest earned on trsfer in
(School)
(Original transfer of funds was forwarded on 8/31/21- No additional liability for service)
Richard Fedele
To Concord Retirement Board $191,770.58 21 years, 9 mths
(RMLD)
$ 42,627.64
Frank Falco
To Peabody Retirement Board $2,292.67 6 months, 18 days
(DPW — Water)
SECONDED BY:
JOHN HALSEY
ROLL CALL VOTE:
SHARON ANGSTROM Aye
JOHN HALSEY Aye
JOSEPH COUGHLIN Aye
DAVID GENTILE Aye
VOTED: (4-0-0) UNANIMOUS
• SHARON ANGSTROM moved to approve the following refunds of accumulated deductions
Rahul Shah Terminated 05/30/19
4 years
(RMLD) Total deductions & interest
$ 42,627.64
Less 20% Federal Taxes
$ 0.00
Net Refund (Rollover)
$ 42,627.64
y�
1932.
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
APPROVAL OF MISCELLANEOUS ITEMS
• SHARON ANGSTROM moved to approve a 3.5% COLA for calendar year 2022 for the Board
Administrator and Assistant Board Administrator.
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
A 3.5% COLA increase was agreed upon by the Board members at the November 24, 2021 Board
meeting, for budgetary purposes only, therefore a vote is required. This increase was effective on
January 1, 2022.
• SHARON ANGSTROM moved to approve the January 2022 wire transfer from PRIM to MMDT in
the amount of $750,000.00
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM Aye
JOHN HALSEY Aye
JOSEPH COUGHLIN Aye
DAVID GENTILE Aye
VOTED: (4-0-0) UNANIMOUS
I SHARON ANGSTROM moved to approve the January 2022 wire transfer from MMDT to Reading
Co-op in the amount of $1,223,151.75.
1933''
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
• SHARON ANGSTROM moved to approve a transfer of $2.7M from MMDT to PRIM:
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
The Chairman asked for the current balance in the MMDT account. It is recorded under
INFORMATION/QUESTIONS on the agenda as $6,208,498.18. The MMDT is in excess of the
$3M account balance that the Board agreed upon. The Board instructed the Assistant
Administrator to notes the Town Treasurer to move the funds from the MMDT account to PRIM.
The Assistant Administrator will coordinate with the Administrator to instruct the Treasurer to
move 1.7Mfrom the MMDT account to PRIM. The Board would like to see the agendas reflect
the exact date when the transfers occurred The Assistant Administrator will coordinate with the
Administrator and will make the adjustment.
SHARON ANGSTROM moved to approve to vote on a COLA increase for FY 2023, which begins
on July 1, 2022 and ends June 30, 2023, which is reflected in the January 1, 2021 actuarial valuation,
at the March 23, 2022 Board meeting. It is limited to a maximum amount of 3% of $14,000.
According to the provisions of Chapter 127 of the Acts of 1999, the Reading Retirement Board must
annually notify the proper legislative body 30 days before a publicly posted meeting where the
Reading Retirement Board decides whether to elect to grant an increased COLA (must be March
meeting or later date).
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
1934
The Assistant Administrator will coordinate with the Administrator to notify the proper
legislative body that the Reading Retirement Board will vote on a COLA increase jar
FY 2023 at the March 23, 2012 Board meeting.
The Chairman informed the Board that the Administrator has a medical note and will not be
participating in the Board meetings until at least March.
APPROVAL OF INVOICES TO BE PAID
• SHARON ANGSTGROM moved to approve the following warrant #AP012022 totaling $1,392,357.59:
Commonwealth of Mass.
$
1,016.34
RHA Health Ins. Deductions
Commonwealth of Mass.
$
1,557.88
State Tax Deductions
Internal Revenue Service
$
92,127.37
Federal Tax Deductions
Reading Credit Union
$
48,791.00
Credit Union Deductions
Jan Retirement Allowances
$
899,232.52
Net Retiree Payroll
Town of Reading Treasurer
$
67,282.29
Hlth, Life, & Dental Ins. Deductions
Town of Reading Treasurer
$
12,318.56
Jan Staff Salary & Benefits
GWT Realty
$
3,083.00
Rent
Law Office of Michael Sacco
$
1,350.00
Legal Expense - Mise
Canon Financial Services
$
168.48
Service Contracts — Copier
Reading Municipal Light Dept
$
78.60
Admin Expense — Electric
National Grid
$
49.46
Admin Expense — Heat/Gas
Somerville Retirement System
$
799.47
Section 3(8)(c) Reimb for 2021
MACRS
$
600.00
Admin Expense 2022 Annual Dues
Essex Regional Retirement Bd
$
92.30
Transfer to Other System — K. Meisinger
(interest only)
Andover Retirement Board
$
6,280.19
Section 3(8)(c) Reimb for 2021
Concord Retirement Board
$
191,770.58
Transfer to Other System — R. Fedele
Winthrop Retirement Board
$
3,355.53
Section 3(8)(c) Reimb for 2021
Lawrence Retirement Board
$
8,473.55
Section 3(8)(c) Reimb for 2021
Braintree Retirement Board
$
7,510.16
Section 3(8)(c) Reimb for 2021
Peabody Retirement Board
$
2,292.67
Transfer to Other System — F. Falco
USPS
$
1,500.00
AdminExpense— postage
Principal Trust Company
$
42,627.64
Return of accumulated deductions —
Rollover Rahul Shar
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM Aye
JOHN HALSEY Aye
JOSEPH COUGHLIN Aye
_ I DAVID GENTILE Aye
1 VOTED: (4-0-0) UNANIMOUS
1935'=
• Delia Quinlan, who worked for the School Dept. and retired on March 10, 1995, passed away on
January 4, 2022. She chose Option B at her retirement but there are no remaining funds.
• A COLA reimbursement of $45,556.15 from the State for the period 7/1/21-12/31/21 was received
on 12/10/21.
• As of January 20, 2022, the balance in the MMDT account is $6,208,498.18.
• A transfer amount of $5,826.76 dated 12/31/21 was received from the Middlesex County Retirement
System for Brett McCoy. The Middlesex County Retirement System will accept liability for 1 year,
6 months and 23 days of creditable service.
• A transfer amount of $57,936.93 dated 12/30/21 was received from the Danvers Retirement System
for Adetokunbo Solarin. The Danvers Retirement System will accept liability for 6 years and 8
months of creditable service. (Dukes County - 2 years; Somerville - 4 years I month; Danvers - 7
months). Additional interest of $32.28 will be transferred the following month.
• A transfer amount of $11,404.72 dated 12/31/21 was received from the Essex Regional Retirement
System for Meghan McCabe. The Essex Regional Retirement System will accept liability for 3
years and 4 months of creditable service.
• A transfer amount of $53,483.66 dated 12/31/21 was received from the Concord Retirement System
for Brent Getchell. The Concord Retirement System will accept liability for 9 years and 11 months
of creditable service (Boston — 5 years, 8 months; Concord — 4 years, 3 months).
• A transfer amount of $28,282.95 dated 12/31/21 was received from the Massachusetts Teachers
Retirement System (MTRS) for Andrew Goetschius. The MTRS will accept liability for 4 years and
4 months of creditable service.
• Copies of the following Reading Retirement Board reports were emailed for review:
The PRIT fund's monthly statement & fund performance for period ending Dec 31, 2021
General Ledger Trial Balance as of Dec 31, 2021
Cash Receipts, Adjustments, and Disbursements as of Dec 31, 2021
Bank Reconciliation for the month ending Dec 31, 2021
Reading Co-op Bank Statement for the month ending Dec 31, 2021
MMDT Bank Statement for the month ending Dec 31, 2021
Bank Reconciliation for wire amount with current balance of bank accounts
The next regular board meeting is scheduled for Wednesday, February 23, 2022 at 9:30 AM, via a
Zoom Meeting
`-J
1936
MEMORANDUMS & LETTERS RECEIVED
PERAC Memo # 1/2022 — Fraud Attempt
PERAC Memo #2/2022 — 2022 Limits under Chapter 46 of the Acts of 2002
PERAC Memo #3/2022 — 2022 Limits under Section 23 of Chapter 131 of the Acts of 2010
PERAC Memo #42022 — COLA Notice
PERAC Memo #4x/2022 — Clarification of Previous COLA Notice Memo
PERAC Memo #5/2022 - 2022 Interest Rate set at 0.1%
PERAC Memo #6/2022 — Mandatory Retirement Board Member Training — I" Quarter 2022
PERAC Memo #7/2022 — Buyback and Makeup Repayment Worksheets
Email received from Endri Kume — Concern for the Retirement Legal Cost
The Board members had a discussion in reference to the email the Chairman received from Endri
Kume, Town Treasurer regarding the request and subsequent denial of an annual $3,000 Stipend,
recorded at the September 23, 2010 Board meeting. John Halsey is looking for clarification since he
was not a Board member at the time of the vote.
In 1986, Town Meeting accepted an article that would allow the Retirement Board to pay a stipend to
the Town Treasurer far services rendered, although a stipend has never been paid At the September
23, 2020 Board meeting, Sharon Angstrom motioned to approve the Treasurer's stipend request,
however, it was denied by a majority vote. Subsequently, the Treasurer has appealed the Board's
decision to deny his request and it sits with DALA (Division of Administrative Law Appeals) as a
pending case. The Treasurer is requesting that this be brought back to the Board for reconsideration,
claiming that this has cost the Retirement Board, in legal fees alone, more than the requested yearly
stipend, as a result offighting him on this issue.
Sharon Angstrom feels strongly that since the Board is a separate, independent entity from the Town
and that the Treasurer, by law, has to perform work for the Board, the Retirement Board should pay
the Treasurer the stipend, suggesting that the Board should not expect him to work for free. She
pointed out that the Board has the authority to grant the stipend but has chosen not to do so and that
if the Board requested this vote at Town Meeting, then why would they not execute? She feels that the
Board is being stubborn for no good reason and also noted that getting a new tax ID # would create
more work for the Treasurer.
The Chairman reiterated this by stating that the Board was given discretionary power at Town
.' Meeting. It does not mean that the Board is required to grant the Treasurer a yearly stipend. The
Chairman stated that this is the Treasurer's job and as the custodian of the funds, he's bound by law.
J
He feels that this is unfortunate that we have had to incur all these legal expenses but states that the
' Treasurer didn't have to appeal it bringing us to where we are now.
John Halsey was not part of the stipend discussion, but this is how he views it. Endri works for the
town and one of his responsibilities, his job description at the town, calls for him to do certain things
on behalf of Retirement. As an employee of the town, making him an employee or consultant of the
Retirement Board does not make sense. If this is an added expense, he suggested that perhaps the
Town of Reading pay the Treasurer on behalf of the Retirement Board, with the Retirement Board
reimbursing the Town. He does not want this to be misconstrued as the Retirement Board having
another employee, beyond the two they currently employ. He doesn't feel this is an unreasonable
request and that it's a small amount to pay for all the reporting services. If the Treasurer's position
at the town creates certain extra requirements beyond his normal expectation of work, then the town
needs to pay him. However, if this expense is created because of the Retirement Board, then we need
to reimburse the town. As a result, you will end up with a clear $3,000 expense per year. John stated
that in fairness to the Treasurer, the Chairman controls the agenda and the Treasurer is simply
asking the Chairman to put it back on the agenda for reconsideration. He feels that there are
sufficient thoughts and opinions that warrant it to be put back on the agenda.
Joseph Coughlin stated that he had a hard time back in 2020 when the stipend was on the agenda and
he stated that he could have voted either way. He agrees that if the Treasurer is incurring extra work,
the stipend is a small amount to pay for his services and that the town should be paying him for that
He too does not want another employee. He also feels that it's very unproductive and unfortunate to
be paying all these legal expenses and agrees that it should be put back on the agenda for
reconsideration.
The Board would like to get an estimate of the legal invoices and what expenses it has incurred to
date, as well as any pending legal expenses pertaining to this matter. The Assistant Administrator
will coordinate with the Administrator to obtain an estimate of legal expenses.
The Chairman stated that he will put this back on the agenda for reconsideration, if the Board
members feel that it is justified
The Chairman stated that the Administrator's review process will be done on February 23, 2022 in
open session and will also go into executive session to discuss negotiation strategy. The Board agreed
that February will be a long meeting so it makes more sense to put the Treasurer's stipend request on
the March agenda. John Halsey pointed out that this will be Joseph Coughlin's last meeting and
since he was involved in the vote, it should be put on the March agenda to have Joseph's input. The
Assistant Administrator will coordinate with the Administrator to put this agenda item on the March
agenda.
OLD BUSINESS
Draft 2 of the Employee Handbook and Draft I of the Job Descriptions were sent to all Board
members and Retirement staff.
1938
Sharon Angstrom reached out to Judith Corrigan in Legal at PERAC for guidance as to whether an
RFP is required to hire legal council to review the job descriptions of the Retirement office staff
however, she has not responded. John Halsey thinks going out to bid for a labor attorney is
ridiculous and feels it is unacceptable that PERAC has not responded to Sharon's request. As an
alternative, John suggested calling Any. Sacco for recommendations for a labor attorney. Sharon
will call Any. Sacco looking for guidance on how to proceed and recommendations for labor
attorneys. The Board gives Sharon the authority to choose a labor attorney, from the
recommendations she receives from Atty. Sacco, to review both job descriptions. As long as an RFP
is not required and the cost is not outrageous, Sharon will proceed.
The Chairman would like 10 hold another special session to discuss specifically the Employee
Handbook and Job Descriptions. The Board members agreed to hold this special meeting on
February 28, 2022 at 9.30 AM, remotely or in person to be determined.
Sharon Angstrom will provide the Administrator's evaluation form to the Board members and each
Board member will independently and without any discussion with any other Board member, fill out
the evaluation form and email it back to Sharon including rankings and general comments.
Performance evaluation comments for the Administrator will be due to Sharon on the form by
February 14, 1022. Sharon will collectively tally the data provided on the evaluation form. The data
will be discussed by and between the Board members and the Administrator as part of the annual
review process. The review process will be held in open session on February 23, 2022, with the Board
members, subsequently going into Executive session to discuss negotiation strategy for each
employee. The Board will then meet individually, with each employee, in executive session to
negotiate compensation. When the compensation is determined, it will be placed on an agenda for an
open session and the Board will vote on each employees' compensation level during the open session.
The performance review for the Assistant Administrator will be administered by the Administrator,
with the Chairman present, on February 9, 2022. The Chairman will instruct the Administrator to
give a blank copy of the evaluation form to the Assistant Administrator for her to complete prior to
the February 9t1 meeting. The Chairman will have each Board member provide
commenWobservations via email to the Chairman no later than February 4, 2012, without copying
any other Board member.
NEW BUSINESS
OPEN SESSION FOR TOPICS NOT REASONABLY ANTICIPATED 48 HRS IN ADVANCE
OF MEETING
I'd
I1939' -
I
ADJOURNMENT
• SHARON ANGSTROM moved to adjourn this open session at 11:10 AM
..
SECONDED BY: JOHN HALSEY
ROLL CALL VOTE: SHARON ANGSTROM
Aye
JOHN HALSEY
Aye
JOSEPH COUGHLIN
Aye
DAVID GENTILE
Aye
VOTED: (4-0-0) UNANIMOUS
Chm'®an David entde, 1" el
& r w 1 a�4� .
Sharon M. Angstrom, Ex O io
C_ n\- h 0 A CK
Vice Chairman Carol B. Roberts, I" appointed (ABSENT)